Home Buying Program
For most people buying a new house is getting a new home. Place where they can belong and make memories, it’s as tricky as it is exciting.
If you need be, my team can put you with the best mortgage brokers/bankers in the business. Because people do have a relationship with their bank, sometimes they feel like going down that road. That works as well. Whatever, makes you the client more comfortable. Rates have been strong, so it is a good time to buy, from that perspective.
When you are buying a home in Silicon Valley you really need to look at the whole picture.
What is the market like today? What does that mean if I want to write an offer in this market?
Where is the local market going next year? These are all questions you should be asking yourself, and your Realtor. When we do find you the right home, I will arm us with the correct data points/Comps, to write a winning offer. If the seller seems like they want to much (based on recent Comps), we don’t need to entertain it as an option.
Of course there is much more to the equation. Buyer should always get inspections, if the seller isn’t providing them. I can help you find good, qualified professionals for the repair work. Our team provides you with a great escrow experience!
Buyers need to focus on what their need are as a family, an individual, or an investor. Firstly what areas or cities work for you? And more specifically, minimum size home, minimum bedrooms and bathrooms? What is your budget for your home? Do you want Townhome/condo? Or prefer single family home? Do you like existing construction? Or do you prefer new build? Do you want to buy some land to build your own custom home on?
These are the questions you need to consider, initially. Is there family members you want to live near, or a school district you want your children in? We can set up an automatic geographic boundary listing.
It will send you the new listings in that area as they come up. From when you first notice the home you end up buying at a showing or open house, to your Escrow and recording of title, our team will make your home buying process smooth!
Steps in the Home Buying Scenario
- Loan Pre-qualification and Pre-Approval with a mortgage broker or banker to establish maximum available funds for the home purchase.
- Establishing what the buyer wants in a home and what micro-area or zip code works best for them.
- Establishing a buyer specific, automated, email search of homes that meet that criteria in that geographic area.
- Writing offers on those properties until the buyer gets in contract. In a Sellers market this can be a task, with other offers to compete with. In a buyers market it is more about negotiation until both sides agree on a contract.
- Even as the buyer gets in contract with the seller expect some negotiation on some issues.
- This happens after the buyer reviews seller disclosures and property inspections.
- Section one repairs are done per the contract or not in an “as is” home sale.
- Escrow is executed with the title company and buyer is on record after both parties sign off and it is actually recorded.
New home buyer begins a new chapter In their life.
